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Malta Permanent Residence Programme (MPRP) 2026

Malta Residency by Investment 2026

Secure long-term European residency through Malta’s MPRP in 2026 with real estate investment options, Schengen travel access and a pathway toward citizenship

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Rated 4.8 from 120 reviews

Minimum Investment

€100,000

Processing Time

4–6 months

Residency Status

Permanent Residency

Travel Access

Visa-free Schengen travel (90/180 rule)

Program Overview

Malta Residency by Investment, officially known as the Malta Permanent Residence Programme (MPRP), offers non-EU individuals a strategic pathway to secure long-term residency in the European Union. The program combines real estate investment, government contribution and strict due diligence to grant permanent residency status.

Positioned as one of Europe’s most stable and attractive residency programs, Malta provides investors with visa-free Schengen access, a high standard of living and a secure regulatory environment. The program is ideal for individuals and families seeking global mobility, financial security and long-term EU presence.

Key Benefits

• Permanent residency in an EU member state • Visa-free travel across the Schengen Zone • No mandatory physical stay requirement • Family inclusion (spouse, children, parents, grandparents) • Access to Malta’s healthcare and education systems • Stable political environment and strong economy

Investment Options

Real Estate Purchase

€300,000 – €350,000

Applicants can qualify by purchasing property in Malta. The minimum investment is €300,000 in Gozo or southern regions, or €350,000 in other areas. The property must be held for a minimum period as per program requirements.

Real Estate Rental

€10,000 – €12,000 per year

Applicants may opt to rent a residential property. Minimum annual rent is €10,000 in Gozo or southern Malta, and €12,000 in other regions. The lease must be maintained throughout the required residency period.

Government Contribution

€100,000 minimum contribution

A mandatory contribution to a government-approved fund is required as part of the Malta Permanent Residence Programme (MPRP). This investment supports national development initiatives and is non-refundable.

Philanthropic Donation

Additional donation required

Applicants are required to make a charitable donation to a registered Maltese NGO or government-approved organization. This contribution supports social and community development initiatives.

Additional Considerations

Family Inclusion

The program allows inclusion of spouse, dependent children, parents, and grandparents, making it suitable for family relocation and long-term planning.

Due Diligence

Applicants must pass rigorous background checks, including verification of financial sources and criminal record checks to maintain program integrity.

Family Inclusion

Applicants can include spouses, dependent children and even parents or grandparents under one application.

EU Mobility Benefits

Residents enjoy visa-free travel across Schengen countries, enhancing global mobility and business opportunities within Europe.

Contact us

Gopal Kumar, CAIA, EC (MIT)

Founder & CEO
All applications are subject to strict due diligence checks, including background verification and source of funds assessment. Approval is granted by Maltese authorities based on compliance with program requirements. Borderless provides advisory and application support but does not guarantee approval outcomes.

Legal Notice

This content is for informational purposes only and does not constitute legal, financial, or immigration advice. Program requirements, fees and timelines may change without prior notice. Borderless provides advisory support but does not guarantee approval. Applicants are encouraged to seek independent professional advice and verify all details with official authorities before making any decisions.

Frequently Asked Questions

What is Malta Residency by Investment?

It is a government-approved program allowing non-EU individuals to obtain permanent residency in Malta through investment in real estate and financial contributions.

What is the minimum investment required ?

Applicants must invest in real estate (purchase or rental) and make a government contribution of at least €100,000.

How long does the process take?

Processing typically takes around 4 to 6 months, depending on due diligence and documentation.

Do I need to live in Malta full-time?

No. The program does not impose a mandatory physical presence requirement. However, maintaining a genuine link to Malta is recommended for long-term benefits.

Who can be included in the application?

The program allows inclusion of immediate and extended family members, including spouses, dependent children and in many cases, dependent parents and grandparents, subject to eligibility criteria.

Does the Malta residency permit lead to citizenship?

The MPRP does not directly grant citizenship. However, applicants may explore citizenship through separate legal frameworks, subject to additional requirements, timelines and government approval.

What are the key benefits of Malta residency?

Residents benefit from visa-free travel within the Schengen Area, access to a stable EU environment, high-quality healthcare and education systems and a favourable lifestyle supported by Malta’s English-speaking population and Mediterranean climate.

Are there any risks of application rejection?

Yes. Applications may be declined if due diligence requirements are not met, if there are inconsistencies in documentation, or if the applicant fails to demonstrate a legitimate source of funds or a clean legal record.

Contact Us Today

Should you have any questions, or if you would like a detailed breakdown of the exact costs for your family, kindly contact us and we will be delighted to help you.