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EU Residency by Investment for 2026

Latvia Residence by Investment Program for 2026

Latvia offers one of the most accessible pathways to European residency through investment. With options including real estate, business investment, or bank deposits, investors and their families can obtain Latvian residence permits and enjoy access to the Schengen Area, a stable EU economy and a high quality of life.

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Minimum Investment

From €50,000

Processing Time

2–4 Months

Residency Requirement

No Minimum Stay Required

Visa-Free Travel

Schengen Access (Residency) 182 countries ( citizenship )

Program Overview

Latvia offers a straightforward pathway to European residency through its Residency by Investment program. As a member of the European Union and the Schengen Area, Latvia provides investors and their families the opportunity to obtain a residence permit while enjoying visa-free travel across the Schengen zone.

The program allows qualified applicants to gain residency through investment options such as real estate, business investment, or financial contributions. Latvia’s strategic location in Northern Europe, stable economy and investor-friendly environment make it an attractive destination for individuals seeking access to European markets, enhanced global mobility and long-term residency opportunities.

Residence permits can also extend to eligible family members, providing a secure and flexible option for families looking to establish a European presence.

Key Benefits

• Residency in a European Union country • Visa-free travel within the Schengen Area • Multiple investment pathways including real estate and business investment • Family members can be included in the application • Access to a stable EU economy and business environment • Potential pathway to long-term European residency

Investment Options

Real Estate Investment

€250,000

Purchase government-approved real estate in Latvia with a minimum value of €250,000. The property must be maintained for a specified period and an additional state fee is required. This option provides investors and their families with a renewable Latvian residence permit.

Business Investment

From €50,000

Invest in an existing Latvian company or establish a new business that contributes to the local economy and employment. The company must meet specific tax and operational requirements to qualify for the residency program.

Subordinated Bank Deposit

From €280,000

Make a subordinated deposit in a Latvian financial institution for a fixed period as required by the residency program. This investment route provides a straightforward financial pathway to obtain a Latvian residence permit.

Additional Considerations

Citizenship Timeline

After four to five years of maintained residency status, investors may become eligible for permanent residency. After ten years total, applicants may pursue Latvian citizenship, subject to language, integration and legal requirements. Latvian language proficiency at B1 level is generally required for citizenship.

Annual Compliance

Latvia does not usually require full relocation, but residence permit holders must complete annual compliance visits of approximately two days, maintain valid insurance, preserve the qualifying investment and pay renewal-related fees.

Tax Position

Tax treatment depends on tax residency. Applicants who remain non-tax residents by spending fewer than 183 days per year in Latvia are generally not taxed on foreign-sourced income. Latvia’s domestic structure includes a 20% income tax rate, 10% dividend tax and relatively low property taxes.

Citizenship Restrictions

The uploaded source notes that the program is open to non-EU/EEA/Swiss nationals, with Russian and Belarusian citizens excluded from the program under current geopolitical restrictions.

Investment Recovery

Most investment routes may be reclaimed, sold, or matured after maintaining them for the required five-year period. Reclaiming the investment generally does not affect residency status once the applicant has already transitioned to permanent residency.

Contact us

Gopal Kumar, CAIA, EC (MIT)

Founder & CEO
All residency-by-investment applications are subject to Latvian government approval and comprehensive due diligence checks. Investment requirements, processing timelines and regulations may change in accordance with government policies and program updates. Applicants must ensure the lawful source of funds and comply with all regulatory requirements before proceeding with any investment.

Legal Notice

This material is provided for informational purposes only and does not constitute legal, tax, financial, or investment advice. Residency-by-investment programs are governed by national legislation and regulations, which may change without notice.

All applications are subject to government approval and due diligence procedures. Prospective applicants are encouraged to seek independent professional advice before making any investment or immigration decision.

Frequently Asked Questions

How long does it take to obtain Latvia residency through investment?

Processing generally ranges from 1 to 3 months, although business investment applications may be faster in some cases.

Do I need to live in Latvia full-time?

No. Latvia is attractive because it typically requires only annual compliance visits of around two days, rather than full-time physical residence.

Can I include my family members in the application?

Yes. Eligible dependents typically include a spouse or partner, children under 18, dependent adult children in education in some cases and dependent parents in certain cases. Included family members receive the same residency rights as the main applicant.

Does Latvia’s residence by investment program lead to citizenship?

Yes. It can lead to permanent residency after four to five years of maintained status and citizenship eligibility after ten years total, subject to language and legal requirements.

What documents are required for the application?

Typical documents include a passport, photographs, criminal record certificate, proof of health insurance, financial statements, source-of-funds documentation, proof of investment, accommodation evidence and family documents where relevant.

Can I recover my investment later?

Yes. The uploaded source states that most investment routes allow the investor to reclaim, sell, or recover the investment after the required holding period, usually five years.

Contact Us Today

Should you have any questions, or if you would like a detailed breakdown of the exact costs for your family, kindly contact us and we will be delighted to help you.